*DISCLAIMER:
The Morningstar US Dividend Growth Barclays 5% VC Index (“the Index”) is created and maintained solely by Barclays Bank PLC using a combination
of U.S. Treasury futures holdings selected by Barclays Bank PLC and the Morningstar® US Dividend Growth IndexSM (“US Dividend Growth Index”) in its
entirety. Morningstar, Inc. (Morningstar) has no relationship to Barclays Bank PLC, other than to license Barclays Bank PLC the right to use the US Dividend
Growth Index in the Index. Under this licensing arrangement, Barclays Bank PLC must include the US Dividend Growth Index in its entirety to include in
the Index. Morningstar has no responsibility for the compilation or maintenance of the Index or its performance, and no liability to anyone for its use. The Morningstar name and logo are registered marks of Morningstar. Morningstar does not guarantee the accuracy, completeness or timeliness of the US Dividend Growth Index or any data included in it and expressly disclaims any warranties associated with it.
The Bankers Product (the “Bankers Annuity”) is a fixed index annuity created and maintained by Bankers Life and Casualty Company on the basis of the
Index. The Bankers Annuity is not sponsored, endorsed, sold or promoted by Morningstar or any of its affiliates (collectively, the “Morningstar Entities”).
The Morningstar Entities make no representation or warranty, express or implied, to the owners of the Bankers Annuity or any member of the public
regarding the advisability of acquiring any security or annuity product, including, without limitation, the Bankers Annuity. The Morningstar Entities are
not responsible for and have not participated in: (i) the determination of the participation of the crediting strategy of the Bankers Annuity; (ii) the timing of
the issuance or sale of the Bankers Annuity; or (iii) the determination or calculation of the equation by which the Bankers Annuity is converted into cash;
and the Morningstar Entities have no obligation or liability in connection with the purchase, administration, marketing or crediting of interest for the
Bankers Annuity.
Neither Barclays Bank PLC nor any of its affiliates (collectively “Barclays”) is the issuer or producer of the Bankers Annuity and Barclays has no responsibilities, obligations or duties to purchasers of the Bankers Annuity. The Index, together with any Barclays indices that are components of the Index,
is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by Bankers Life and Casualty Company as
the issuer of the Bankers Annuity (the “Issuer”).
Barclays’ only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled, and published by Barclays
Bank PLC in its role as the index sponsor (the “Index Sponsor”) without regard to the Issuer or the Bankers Annuity or purchasers of the Bankers Annuity.
Additionally, Bankers Life and Casualty Company as issuer of the Bankers Annuity may for itself execute transaction(s) with Barclays in or relating to the Index in connection with the Bankers Annuity. Purchasers purchase the Bankers Annuity from Bankers Life and Casualty Company and purchasers neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon making a purchase of the Bankers Annuity. The Bankers Annuity is not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the Bankers Annuity or any data included therein. Barclays shall not be liable in any way to the purchasers or to other third parties in respect of the use or accuracy of the Index or any data included therein.
**The premium bonus rate applicable to each premium deposit may vary but will be at least 1.00%. Eligible premiums will receive a bonus. Each premium bonus will vest (become eligible for withdrawal over 10 years). Withdrawals from the annuity in excess of the free partial withdrawal, or other distributions, may result in a portion of the premium bonus that has not vested being forfeited. 2 Each premium will have its own premium bonus and withdrawal charge period and withdrawal charges. Premiums deposited on or after the anniversary following the Annuitant’s 85th birthday will not receive a premium bonus and will not be subject to withdrawal charges. CT, NJ, OR have a deferred bonus and WA has a continuous deferred bonus.
A.M. Best: A (Excellent). This rating is their assessment of our relative financial strength and ability to meet contractual obligations. This rating is the third highest of sixteen. For the latest rating, visit www.ambest.com.
This is an annuity insurance solicitation. An insurance agent/producer may contact you.
Annuity policies are underwritten by Bankers Life and Casualty Company (Chicago, IL) and in New York, Bankers Conseco Life Insurance Company (Jericho, NY)
Policy form numbers: LA-02P(13), ICC14-LA-03D, LA-06T(13), LA-07G, LA-08N(13), LA-69A.ICC22B4002, B4002 In New York, plan BLNY-LA-06T(16).
Rider form numbers: ICC21LA16424R-Q/LA16424R-Q, ICC21LA16424R-NQ/LA16424R-NQ, ICC20B4000Q/B4000Q and ICC20B4001NQ/B4001NQ.
Insurers and their representatives are not permitted by law to offer tax or legal advice. The general and educational information here supports the sales, marketing or service of insurance policies. Based upon individuals' particular circumstances and objectives, they should seek specific advice from their own qualified and duly-licensed independent tax or legal advisors.
For Wyoming residents: All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer.
These products and its features are subject to state availability and may vary by state.
"Standard & Poor's®"", "S&P®"", "S&P 500®"", "Standard & Poor's 500" and "500" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Bankers Life and Casualty Company. Bankers Life annuities are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor’s makes no representation regarding the advisability of purchasing any annuity.
Annuities are products of the insurance industry and are not guaranteed by the FDIC or any other government agency.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
Additional Illinois State resident information
Additional New York State resident information
Additional Oregon State resident information
Additional New Mexico State resident information
Additional California State resident information
Confidential insurance communication request form
Bankers Life is the marketing brand of Bankers Life and Casualty Company, Medicare Supplement insurance policies sold by Washington National Insurance Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). BCLIC is authorized to sell insurance in New York.
Administrative office: Chicago, Illinois.
