¹ U.S. Centers for Medicare & Medicaid Services, Why health insurance is important, https://www.healthcare.gov/why-coverage-is-important/protection-from-high-medical-costs/, 2023.
² A Hospital Confinement that begins within thirty (30) days after your discharge from an earlier hospital confinement shall be treated as a continuation and part of the same one period of hospital confinement and not as the beginning of a new and separate one period of hospital confinement.
³ An immediate care or urgent care center does not constitute an emergency room.
⁴ Premium rates may change on a class basis.
⁵ Benefits may be paid directly to the hospital if an assignment of benefits is made by the policyholder.
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
• The payment you get isn’t based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn’t a substitute for comprehensive health insurance.
• Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
• Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
• To find out if you can get health insurance through your job, or a family member’s job, contact the employer.
Questions about this policy?
- For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
- If you have this policy through your job, or a family member’s job, contact the employer.
Hospital does not mean a convalescent, nursing, rest or skilled nursing facility, nor a place that primarily treats the aged, drug addiction or alcoholism, including units in a Hospital used for such care.
A.M. Best: A (Excellent). This rating is their assessment of our relative financial strength and ability to meet contractual obligations. This rating is the third highest of sixteen ratings. For the latest rating, visit www.ambest.com.
This is a Supplemental Health insurance solicitation. An insurance agent/producer may contact you.
Supplemental health policies are underwritten by Bankers Life and Casualty Company (Chicago, IL), Washington National Insurance Company (Carmel, IN) and in New York, Bankers Conseco Life Insurance Company (Jericho, NY).
Washington National, Bankers Life and their licensed agents are not connected with or endorsed by the U.S. government or the federal Medicare program.
These products and its features are subject to state availability and may vary by state.
LIMITED-BENEFIT POLICIES. These policies have limitations and exclusions. For costs and complete details of coverage, contact your agent/producer.
Additional Illinois State resident information
Additional New York State resident information
Additional Oregon State resident information
Additional New Mexico State resident information
Additional California State resident information
Confidential insurance communication request form
Bankers Life is the marketing brand of Bankers Life and Casualty Company, Medicare Supplement insurance policies sold by Washington National Insurance Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). BCLIC is authorized to sell insurance in New York.
Administrative office: Chicago, Illinois.
For information and educational purposes only. Does not constitute investment advice or a recommendation.
