Michael Richard
Financial Advisor, Bankers Life Advisory Services
Michael Richard is a fiduciary Financial Advisor serving clients throughout Southwest Florida. He specializes in retirement planning, wealth management, and income strategies for retirees and pre-retirees. With more than 16 years of experience and multiple top-producer awards, he is dedicated to helping individuals and families to make confident financial decisions through thoughtful planning and personalized advice.
Articles by Michael:
What Is a Widow’s Pension? A Guide to Social Security Survivor Benefits
A “widow’s pension” is the common name for Social Security survivor benefits, monthly payments...
Accessing Your Annuity Early? What You Should Know First
Many people include annuities in their retirement strategy—but aren’t always clear on how surrender...
