Understanding Insurance

Annuity vs. Life Insurance: What’s the Difference?

As you think about how you want to approach planning for retirement, you'll need to make decisions about...

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FRAUD ALERT! Don’t be Fooled…Bankers Life and Casualty Company vs. Bankers Life Insurance Company

Recently, there has been some confusion among customers and the public regarding the status and...

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The Benefits of Return of Premium for Long-Term Care Insurance

Thanks to advancements in science and technology, Americans are living longer. While this is objectively...

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The Role of Life Insurance in Charitable Giving

According to the National Philanthropic Trust, Americans gave 557.16 billion in charitable offerings...

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Dealing With Inheritance Tax: How to Maximize Your Legacy for Beneficiaries

Wanting what's best for your loved ones is natural, and leaving an inheritance can demonstrate your...

A multigenerational family.

Can a Minor Be a Contingent Beneficiary? What You Need to Know

Whether you are looking into the logistics of life insurance or putting together a trust, contingent...

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Do Life Insurance Beneficiaries Have to Pay Taxes on Inheritance?

This information is intended for educational purposes only and should not be considered tax advice....

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Types of Annuities Explained: Evaluating Your Retirement Income Options

Although many people carefully calculate the amount of money they'll need to live comfortably in...

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What Is a Modified Endowment Contract?

In addition to providing a death benefit for your beneficiaries, permanent life insurance policies allow...

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7 Ways to Help an Aging Parent Navigate Medicare Enrollment

Many people are first introduced to Medicare by helping with their parent’s coverage. Medicare is...

A senior woman and her adult daughter look at paperwork at the table.